Hell No! — Terms of Service

Last updated: 13 May 2026

By downloading and using Hell No! ("the app") you agree to these terms. If you do not agree, do not use the app.

The app

Hell No! lets you log money you decided NOT to spend, track streaks, set savings goals, share win cards, and generate decline reply variants via AI. The app is provided as-is, on a best-effort basis, and may change features over time.

Pro subscription

Hell No! offers two auto-renewing subscriptions:

Payment is charged to your Apple ID at confirmation of purchase (after the trial period). Your subscription auto-renews unless you cancel at least 24 hours before the end of the current period. You can cancel anytime in Settings → Apple ID → Subscriptions on iOS. Any unused trial period is forfeited when you start a paid subscription.

The Apple End User License Agreement (Standard EULA) applies. See apple.com/legal/internet-services/itunes/dev/stdeula.

Refunds

Refunds are handled by Apple, not by us. Request a refund at reportaproblem.apple.com.

AI replies

The AI Decline Helper generates suggested reply text using a third-party language model. Generated replies may occasionally be inaccurate, inappropriate, or in poor taste. You are responsible for what you choose to send. We do not warrant that AI output is correct, polite, or fit for any specific recipient or situation.

Acceptable use

Don't use Hell No! to:

No financial advice

Hell No! is an entertainment / motivational app, not a financial product. Nothing in the app constitutes financial, investment, tax, or budgeting advice.

Liability

To the maximum extent permitted by law, Hell No! is provided without warranties of any kind. We are not liable for indirect or consequential damages arising from your use of the app. Total liability for any direct claim is limited to the amount you paid for the app in the 12 months preceding the claim.

Changes

We may update these terms. Continued use of the app after a change means you accept the updated terms. The "Last updated" date at the top tracks revisions.

Contact

Email: support@hellno.app

Operated by Tiago Negrao Paladini, Indaiatuba — SP, Brazil.